SERVICES & FEES
Building wealth and staying wealthy are two different skills.
Three ways to work together
A single answer, a full plan, or an ongoing partner.
ASK ANYTHING
60 Minute Call
One hour of advice. $300.
Intended for: Young professionals, newly married couples, or anyone facing a big decision alone.
- Big decisions: home, family, career
- Near and long term outlook
- A second opinion on tax-aware investing
- Highlight tax strategies and opportunities
REAL FINANCIAL PLANNING
Build Your Wealth System
Flat fee. Financial plans start at $3000, based on complexity.
Intended for: Established professionals who want a full financial plan, but manage their own investments.
- Build your complete financial plan
- Tax strategy, asset protection, retirement, education funding, diversification, and estate coordination
- Your path to financial independence
- Collaboration with digital estate planning platforms to help you build and organize estate documents*
- Fee fully credited toward Ongoing Advisory when you continue
FINANCIAL PARTNERSHIP
Ongoing Advisory
0.5% – 1.0% of assets under management. Financial Planning included.
Intended for: Anyone who wants their investments professionally managed in a tax-efficient way, while they focus on the rest of their life.
- Full financial plan included and updated as tax and estate laws change
- Coordination with CPA and attorney
- Partner for major financial decisions
- Check-ins throughout the year
- Portfolio management at Schwab
* We collaborate with digital estate planning platforms like EncorEstate Plans or Wealth.com to help you build and organize your estate documents. Our firm coordinates the process and acts as your accountability partner, but we do not practice law or provide direct legal advice. Legal documents generated through our partners are reviewed and validated in accordance with state laws.
CHESTNUT BEACH WEALTH FEE SCHEDULE
Comprehensive Wealth Management, One Simple Fee
Assets under management
Annual Investment Management Fee
First $1 million
1.00%
Everything above $1 million
0.50%
building your wealth system
Plan Delivery Steps and Timeline
01
Understand
Before looking at any numbers, I hold an in-depth discovery meeting to understand who and what matters most to you. What does your wealth need to support? What values frame your life, and what does the life you envision look like? This is the foundation for the personalized plan we build together specifically for you.
02
Organize
Everything with a dollar sign will get organized. You’ll upload your account, estate, insurance, and tax statements to a secure personal portal. Your entire financial picture in one place. I will analyze each piece for efficiency opportunities – whether taxes, investment fees, diversification, cash management, beneficiary designations. I will create a physical storage system for you, as well as a “just in case file” to help whoever steps in if anything happens to you. Analysis and organization lead directly to clarity and peace of mind.
03
Design
Not a “budget,” but we will discover what it costs to live the life you love. This will drive your cash management and investment strategy. Every dollar gets a role and a time horizon. Your capital is organized into three buckets: Liquid Cash, Time-Matched Bonds, and Growth & Legacy.
04
Your Plan, Delivered
This is where your goals and your numbers become one intentional plan. We will walk through my recommendations across cash flow, taxes, insurance, education, retirement, and estate, and exactly how to implement each one. You’ll leave this meeting organized, knowing precisely where you stand, what happens next, and why.
05
Ongoing Support
A plan is a living document, and our relationship will support it along the way. Together we’ll decide what matters most to work on next. Your meeting track will include plan adjustments, investment reviews, tax planning, and family conversations about what your wealth is for and who it’s for. Annually, we’ll step back for a full review: life changes, curveballs, and course corrections. And when life presents a big decision like selling a home, selling a business, or helping your kids, I’m one call away.
Included with Ongoing Advisory. Not included with The Wealth System.